Vehicle Service Contracts

Vehicle Service Contracts are a great way for vehicle owners to keep one of their biggest investments in top working condition. It’s also one way buyers can protect themselves from the added costs of any unexpected repairs. With the advanced technology in today’s vehicles, repairs can be costly and are often unpredictable. A Vehicle Service Contract can help protect you against unexpected repair costs and significant out-of-pocket expenses that may be required after your manufacturer's warranty has expired.

Vehicle Service Contracts are available in several mileage/term combinations and coverage levels to meet your budget and specific needs. Costs depend on the type of vehicle you lease or purchase, how many miles are on the vehicles odometer at that point in time, the kind of repairs that the service contract covers, and the amount of years or miles the contract covers before it expires. Your options may vary, so ensure you find the right Vehicle Service Contract to fill your individual needs by speaking with your business manager.

Guaranteed Asset Protection

When a vehicle is declared a total loss, the primary auto insurance settlement is generally based on the market value of the vehicle. This amount may be substantially less than the balance due on the vehicle. The financial gap remaining is a difference that you have to pay.

If you have an incident where your car is declared totaled and you still owe more on your finance or lease contract, Guaranteed Asset Protection can lessen or even eliminate your remaining balance. This includes your insurance deductible in most states. GAP is best for drivers who are looking for added security against unforeseen circumstances such as theft, fire, total loss, or natural disasters.

Credit Insurance for Auto Loans

Credit Life Insurance pays the remainder of your loan in the event you die before the loan is repaid. A credit life policy is issued for an amount equal to how much you owe. As your loan balance decreases, so does the face amount of the credit life policy. Credit disability makes payments if you become sick or disabled and are unable to work. Credit disability is a health insurance policy. It makes payments to your lender if you become sick or disabled and are unable to work. There may be a limit on the number of payments or the total dollar amount the policy will pay. The two types of credit insurance policies protect both you and the lender.

Tire & Wheel Road Hazard Protection

Protect your tires and wheels from the hazards of the road. No matter how carefully you drive, inevitably you will encounter glass, nails, debris, pesky potholes and other road hazards that can leave you with a tire or wheel in need of repair, or possibly replacement. With comprehensive Tire & Wheel Protection, you can travel the roads with a peace of mind knowing that your tires and wheels will be covered in the event of damage from eligible road hazards, and emergency roadside assistance is available when you need it.

Environmental Protection

Interior and Exterior Protection means added value for your vehicle. Exterior Protection products are designed to protect your vehicle's exterior from such elements as acid rain, bird waste, tree sap and other contaminants that can damage the surface of your vehicle. Interior protection products protect your vehicle's fabric, leather or vinyl from damage caused by food and beverage stains, fading and discoloration from the sun's ultra-violet rays. Vehicle appearance protection products can help keep your vehicle looking beautiful inside and out.

Theft Deterrent

Theft deterrent and vehicle recovery systems are designed to either deter or prevent thieves from stealing your vehicle; or in the event of a theft, to enable law enforcement to quickly recover your stolen vehicle. Your vehicle is possibly one of your most important possessions. You may want to protect it with a vehicle recovery or theft deterrent system.

Key Replacement Protection

Most modern vehicles are now operated using electronic keys which are programed to correspond with codes located in the vehicles ignition. Replacing these new keys, FOBs and remotes when they are lost, stolen or destroyed can be costly. Key replacement programs often provide you with a replacement key, cover programming costs for missing or damaged key and may even provide roadside assistance and lock-out service.

Dent & Ding Protection

Paintless Dent Repair pays for repair of chips & cracks or replacement of non-repairable damage.

Windshield Protection

Small chips and cracks can ruin your vehicle’s windshield. A damaged windshield can deteriorate over time, it can also interfere with vehicle safety and the performance of airbags. Windshield Protection will take care of minor chips and cracks to increase the stability of your windshield.

Garmin GPS Navigation

Pre-loaded portable GPS navigation system.