Do you have credit questions? Well we have some credit information that might help.
Credit is an important factor when considering the purchase of a new vehicle. Your credit can have a substantial impact on the outcome of your purchase, so it’s important to know some basic credit information. Things like, what credit is, where your credit stands, and how your current credit status will affect the purchase of a new vehicle. Below are some helpful and informative resources that will help you better understand credit, help you make smarter credit decisions, and outline some credit options in regards to your vehicle purchase.
Understanding Your FICO Score
A credit score is a number that summarizes your credit risk, based on a snapshot of your credit report at a particular point in time. A credit score helps lenders evaluate your credit report and estimate your credit risk. The most widely used credit scores are FICO® Scores, the credit scores created by FICO.
Learn About FICO
Check Your Credit Report
Do you know what’s on your credit report? Did you know you can find out what is for free? Simply knowing what’s on your credit report isn’t going to give you a better one, but it can be an excellent start to maintaining knowledge about aspects of your credit.
Get Your Credit Report
Understanding Your Credit Report
Not sure what all that information on your credit report means? The three main credit bureaus, Equifax, Experian, and TransUnion, have all provided information about your credit report so you may understand it better.
Equifax
Experian
TransUnion
Credit Insurance
What is credit insurance? Do you need credit insurance? What types of credit insurance options are available? If you find yourself some or any of these question, then please visit some of the links below and learn more about credit insurance and whether or not it would be beneficial in your situation.